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You must be having your own ideas as to what factors cause the most stress to employees. You would probably say that work and personal finance rank among the top. If you did, your views match those of many of the 16,000 participants worldwide, who took part in a recent survey done by Regus.

Regus works out of 1,200 locations in 550 cities in 95 countries. Their survey showed that 51 % of employees in India felt their stress levels had increased compared to last year. It went on to say that work and personal finance at 51% and 50 % respectively, were the two main causes of stress. Not surprisingly, nearly 75 % of respondents felt flexible working was an important factor in reducing stress.

More and more organizations these days recognize the value of building in flexible options to get the best out of their workforce. These could include flexibility in terms of start and end of work times, telecommuting, working from home and  using a sabbatical. The well-being of the workforce also tells on their family life. Many have switched jobs only to have a better quality of life, which means spending more time with their growing families. As one executive told me, ” I am quite happy with the money I make. My problem is that I don’t find enough time to spend with my wife and growing kid. I would rather have more time with them than have more money at this stage.”

Very often today, personal finance has become a major issue for working professionals mainly because a large number of them have made investments based on borrowings/loans. They have bought cars and houses availing of loans which seemed easily payable when they took them. Sudden downturns in their company’s business or their own performance found them having to scramble frantically to find a suitable job. They hadn’t anticipated such an eventuality.

The rewards of modern-day working are many, but so are the dangers. It’s up to each individual to think ahead and take calculated risks before they make investments. Careful planning could avoid a load of stress which would inevitably fall on them if they find it tough to meet their payment commitments.