In an era of fast cash, people go around with an array of credit cards. Some flaunt a fistful of cards arranged like a sheaf from a pack of playing cards.
Does your spending increase due to credit cards? The thinking seems to suggest so. Shop keepers actually dislike credit cards because they eat into their margins but are pretty much compelled to accepts them-simply because other shopkeepers do. Competition is the name of the game.
If you use them sensibly, credit cards are a boon. As we would say in India “Credit Card, Zindabad!” (Long Live, Credit Card)